Drivers To Be Given Real-Time “Risk Scores” Using Embedded Telematic Surveillance Sensors
Today’s cars have at least 100 built-in (telematic) sensors which permanently monitor speed, engine temperature and braking processes while collecting a variety of other data.
A new whitepaper by Cognizant, titled “The New Auto Insurance Ecosystem: Telematics, Mobility and the Connected Car” reveals that real reason behind machine-to-machine (M2M) communication, or telematics in new cars is to more precisely assess risk.
A driver must connect their smartphone through a vehicle’s proprietary Bluetooth network, which records and stores each phone’s MAC address. The vehicle’s proprietary infotainment system also stores each and every phone call made or received. This creates a real privacy risks – auto dealers could download all that information without the drivers knowledge when they bring their car in for repairs or inspections. It is also not hard to imagine law enforcement having access to all that data if warranted.